Average House Prices in Liverpool (2025)

Liverpool’s Current Average House Price

At £176,000, Liverpool offers exceptional value compared with other UK cores. For context, London averages more than double this figure.

What this means for buyers: a 10% deposit is around £17,600. For many first-time buyers, this target is achievable sooner than in the South East, unlocking earlier routes to ownership.

10-Year Trend

Liverpool’s market has seen steady growth:

• 2016: £108k
• 2020: £127k
• 2025: £176k

That’s a 62% rise over 10 years, with the sharpest uplift post-2020. Crucially, prices have grown without the volatility seen in overheated markets, underlining Liverpool’s reputation for stability as well as affordability.

Prices by Property Type

• Flats: ~£127k
• Terraced: ~£165k
• Semi-detached: ~£220k
• Detached: ~£370k

Why it matters: most first-time buyers target flats or terraces. That reduces the deposit needed to £12k–£16k (at 10%). This is a far more accessible threshold than semis or detached homes, which require deposits of £22k–£37k.

Affordability in Context

Liverpool’s average house price equates to roughly 5.5× the average local salary (~£32k). That’s well below the UK ratio (often 8–9× in London), which helps explain the city’s popularity with first-time buyers and relocating families alike.

Lower entry multiples also keep monthly mortgage costs more sustainable, giving buyers breathing room for lifestyle and savings.

Liverpool vs Manchester: How Do Prices Compare?

While both cities have grown strongly in the past decade, Liverpool remains far more affordable.

• Liverpool (2025 average): ~£176,000
• Manchester (2025 average): ~£245,000

That’s a difference of nearly £70,000. Put another way, buying in Liverpool typically requires a 40% smaller deposit. For movers choosing between the two North West hubs, this affordability edge is often decisive, especially for first-time buyers.

What’s Driving Liverpool’s Market in 2025?

• Mortgage rates easing from 2023 highs have boosted confidence.
• Regeneration projects like the Knowledge Quarter and waterfront continue to add long-term appeal.
• Strong rental demand from students and young professionals supports investor and entry-level activity.
• Relative value compared with nearby Manchester and southern cities keeps Liverpool on buyer shortlists.

Outlook for 2026

Liverpool’s affordability and regeneration momentum suggest a stable to moderately positive outlook. Entry-level homes (flats and terraces) are expected to outperform, while detached homes may follow broader national trends.

For buyers, the message is clear: Liverpool remains one of the UK’s most accessible big-city housing markets.

FAQs About Liverpool House Prices

What is the average house price in Liverpool in 2025?
Around £176,000, based on the UK House Price Index.

How much deposit do I need to buy in Liverpool?
For flats, a 10% deposit is ~£12,700; for terraces, ~£16,500. Semis require around £22,000, and detached homes closer to £37,000.

Are house prices in Liverpool rising?
Yes. Average prices have climbed 62% in the past decade, with steady growth through 2025.

Is Liverpool more affordable than other UK cities?
Yes. At £176k, it’s around 40% below the UK average and significantly cheaper than Manchester or London.

Methodology & Sources

Figures come from the HM Land Registry UK House Price Index (UKHPI).

• Values are annual averages 2016–2025 for Liverpool.
• 2025 is based on the year-to-date average (Jan–Jul), as full-year data is not yet available.
• Property-type figures are also averaged across 2025 to date.

Neighbourhood Finder processes official datasets (UKHPI, ONS) into comparable metrics, updated monthly. This ensures consistency across time and cities.