Average House Prices in Liverpool (2025)
Liverpool’s average house price in 2025 is £176,000 nearly 40% below the UK average. Explore trends, property type breakdowns, and what it means for buyers.
Liverpool’s average house price in 2025 is £176,000. That’s almost 40% lower than the UK average, making it one of the most affordable big cities for buyers right now.
House prices vary hugely by budget and travel time. See areas that fit what you can actually spend.
Liverpool’s Current Average House Price
At £176,000, Liverpool offers exceptional value compared with other UK cores. For context, London averages more than double this figure.
What this means for buyers: a 10% deposit is around £17,600. For many first-time buyers, this target is achievable sooner than in the South East, unlocking earlier routes to ownership.
10-Year Trend
Average Liverpool house prices (2015–2025)
Liverpool’s market has seen steady growth:
- 2016: £108k
- 2020: £127k
- 2025: £176k
That’s a 62% rise over 10 years, with the sharpest uplift post-2020. Crucially, prices have grown without the volatility seen in overheated markets, underlining Liverpool’s reputation for stability as well as affordability.
Add your buying stage, budget and commute and we’ll filter to areas that match your constraints — not just the national average.
Prices by Property Type
Liverpool Average Prices by Property Type, 2025
- Flats: ~£127k
- Terraced: ~£165k
- Semi-detached: ~£220k
- Detached: ~£370k
Why it matters: most first-time buyers target flats or terraces. That reduces the deposit needed to £12k–£16k (at 10%). This is a far more accessible threshold than semis or detached homes, which require deposits of £22k–£37k.
Liverpool’s wide price gap between property types means you can start smaller and trade up. For many, the path is flat → terrace → semi → detached.
Affordability in Context
Liverpool’s average house price equates to roughly 5.5× the average local salary (~£32k). That’s well below the UK ratio (often 8–9× in London), which helps explain the city’s popularity with first-time buyers and relocating families alike.
Lower entry multiples also keep monthly mortgage costs more sustainable, giving buyers breathing room for lifestyle and savings.
Liverpool vs Manchester: How Do Prices Compare?
While both cities have grown strongly in the past decade, Liverpool remains far more affordable.
- Liverpool (2025 average): ~£176,000
- Manchester (2025 average): ~£245,000
That’s a difference of nearly £70,000. Put another way, buying in Liverpool typically requires a 40% smaller deposit. For movers choosing between the two North West hubs, this affordability edge is often decisive, especially for first-time buyers.
What’s Driving Liverpool’s Market in 2025?
- Mortgage rates easing from 2023 highs have boosted confidence.
- Regeneration projects like the Knowledge Quarter and waterfront continue to add long-term appeal.
- Strong rental demand from students and young professionals supports investor and entry-level activity.
- Relative value compared with nearby Manchester and southern cities keeps Liverpool on buyer shortlists.
Outlook for 2026
Liverpool’s affordability and regeneration momentum suggest a stable to moderately positive outlook. Entry-level homes (flats and terraces) are expected to outperform, while detached homes may follow broader national trends.
For buyers, the message is clear: Liverpool remains one of the UK’s most accessible big-city housing markets.
FAQs About Liverpool House Prices
What is the average house price in Liverpool in 2025?
Around £176,000, based on the UK House Price Index.
How much deposit do I need to buy in Liverpool?
For flats, a 10% deposit is ~£12,700; for terraces, ~£16,500. Semis require around £22,000, and detached homes closer to £37,000.
Are house prices in Liverpool rising?
Yes. Average prices have climbed 62% in the past decade, with steady growth through 2025.
Is Liverpool more affordable than other UK cities?
Yes. At £176k, it’s around 40% below the UK average and significantly cheaper than Manchester or London.
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Methodology & Sources
Figures come from the HM Land Registry UK House Price Index (UKHPI).
- Values are annual averages 2016–2025 for Liverpool.
- 2025 is based on the year-to-date average (Jan–Jul), as full-year data is not yet available.
- Property-type figures are also averaged across 2025 to date.
Neighbourhood Finder processes official datasets (UKHPI, ONS) into comparable metrics, updated monthly. This ensures consistency across time and cities.